Ledger Adapter API

I’m a little confused. I’m not suggesting having an external settlement engine, I prefer the Ledger Adapter that only abstracts the send money call. It sounded like the API we were discussing in this thread didn’t support the more complex logic you wanted to implement. To you, that seemed to suggest that we should go back to having an external settlement engine instead of a ledger adapter. To me, that suggested only that the settlement logic you wanted to implement was overly complicated but did not suggest that we should scrap the ledger adapter.